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Is smoke damage covered by insurance?

Most homeowner’s insurance policies will cover smoke damage as a “covered peril”. Your insurance company will likely pay for clean up and repair. But refer to your agent as your first step in getting back into your home or business.

Are tenants responsible for fire damage?

It depends on what caused the fire. If it is determined that the fire was caused by the owner’s negligence, the landlord will be liable. However, a tenant caused fire may require a tenant to pay for damages in addition to rental payments.

What does water damage smell like?

Often you can smell water damage before you can see it. If you have a lingering musty foul smell that you detect consistently, you may have a problem.

A great litmus test of a well-executed water damage removal job is when the moisture meters indicate everything is dry, along with no lingering malodors remaining, such as a moldy smells.

 

Is mold toxic to humans?

According to the CDC, mold can lead to allergy type symptoms such as itchy eyes, skin irritations, stuffy nose, wheezing, and more.

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